Last updated: January 2024
Welcome to wise-forest. These Terms of Use govern your use of our website and services. By accessing or using our website, you agree to be bound by these terms.
1. Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.
2. About Our Services
wise-forest provides financial education courses and workshops for individuals and families. Our services include:
- Financial literacy courses for children and teenagers
- Budgeting and money management courses for adults
- Family financial education workshops
- Investment introduction programmes
3. Educational Nature of Services
Our courses and materials are educational in nature and are designed to improve general financial literacy. Important limitations apply:
- Our services do not constitute personalised financial advice
- We are not financial advisers and do not provide regulated financial advice
- Course content is for educational purposes only
- You should consult a qualified financial adviser before making significant financial decisions
- Results from our courses vary depending on individual circumstances and commitment
4. Course Enrolment and Payment
Enrolment
Course enrolment is subject to availability. We reserve the right to decline enrolment at our discretion.
Payment
Full payment is required to confirm your place on a course. Payment plans may be available for courses over £200, subject to approval.
Cancellation and Refunds
- Full refunds are available for cancellations made more than 14 days before the course start date
- Cancellations made within 14 days of the start date are eligible for credit towards a future course
- No refunds are provided once a course has begun
- You may transfer your place to another person with prior notice
5. Intellectual Property
All content on this website, including text, graphics, logos, images, and course materials, is the property of wise-forest and is protected by copyright and other intellectual property laws.
You may not:
- Reproduce, distribute, or republish our content without permission
- Use our materials for commercial purposes
- Modify or create derivative works from our content
- Remove any copyright or proprietary notices
6. User Conduct
When using our website and attending our courses, you agree to:
- Provide accurate and truthful information
- Behave respectfully towards staff and other participants
- Not disrupt courses or interfere with other participants' learning
- Not use our services for any unlawful purpose
7. Website Use
You agree not to:
- Use the website in any way that could damage, disable, or impair it
- Attempt to gain unauthorised access to any part of the website
- Use automated systems or software to extract data from the website
- Transmit any viruses, malware, or harmful code
8. Limitation of Liability
To the fullest extent permitted by law:
- We provide our website and services "as is" without warranties of any kind
- We are not liable for any indirect, incidental, or consequential damages
- Our total liability for any claim is limited to the amount you paid for the relevant service
- We are not responsible for any financial decisions you make based on information learned in our courses
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of these external sites.
10. Changes to Terms
We may modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website after changes are posted constitutes acceptance of the modified terms.
11. Termination
We reserve the right to terminate or suspend your access to our website and services at any time, without notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties.
12. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
13. Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
14. Contact Information
If you have any questions about these Terms of Use, please contact us:
wise-forest
47 Ecclesall Road
Sheffield, S11 8PR
United Kingdom
Email: [email protected]